Wavelet is an integrated, flexible, and cost-effective financial transaction management system tailored for Real-Time Gross Settlement (RTGS) operations. It plays a vital role in enabling efficient and reliable clearing and settlement of financial transactions between central banks and participating institutions.
Designed for precision and speed, Wavelet processes transactions on a real-time and gross basis — each transfer is settled individually and immediately, without offsetting against other transactions. This approach ensures that every payment is final and irrevocable upon completion.
With its advanced functionality, Wavelet provides instant transaction processing while maintaining the security, transparency, and stability essential to high-value financial markets. It delivers a robust platform that supports continuous, error-free operations, reinforcing confidence in modern financial systems.
Wavelet features a modular component architecture designed to adapt seamlessly to the unique requirements of individual countries. This flexible framework allows institutions to configure and expand the system as operational needs evolve.
Wavelet enables the final and irrevocable settlement of fund transfers on a continuous, real-time basis. Each transaction is processed and completed instantly, ensuring immediate availability of funds and eliminating settlement risk. This real-time mechanism guarantees that every transfer is conclusive, secure, and cannot be reversed once executed.
Wavelet provides absolute control over user access and the processing flow of individual payments. Its robust authorization framework ensures that every transaction is managed securely, with defined user roles and permissions governing each stage of processing. This precise control mechanism enhances accountability, prevents unauthorized actions, and maintains the integrity of the entire payment system.
Wavelet incorporates a centrally managed payment queuing system that holds transactions awaiting sufficient fund availability. This ensures that payments are processed efficiently and in order of priority once funds become available. The centralized queue enhances liquidity management, prevents processing delays, and maintains smooth, uninterrupted settlement operations.
Wavelet features an automatic gridlock resolution mechanism designed to identify and resolve payment blockages caused by insufficient liquidity or interdependent transactions. By intelligently optimizing queued payments, the system minimizes settlement delays, enhances liquidity flow, and ensures continuous, efficient processing within the financial network.
Wavelet offers comprehensive real-time monitoring tools that provide instant visibility into all aspects of RTGS operations. This includes live tracking of messages, payment counts, and transaction volumes, as well as both actual and projected account positions. The system enables the RTGS operator and participating institutions to view account balances and liquidity status in real time, ensuring transparency, informed decision-making, and proactive risk management.
Key Features of Our RTGS Solution
Brands we work with
Opus will provide “WEVELET” solutions for companies in all scales that acquire our solutions for their organization. We can install the real time gross settlement systems for individual organizations for taking into consideration for various factors related to that specific organization. Opus is proud to be partners with some of the largest and prestigious vendors in the field of security and business management systems that create unique quality products trusted by client’s worldwide .Our counterfeit proof solutions help in creating a smooth real time gross settlement Solutions that works efficiently and effectively in all conditions and markets around the world.
